Terms of Service

Welcome to LendingSim. By accessing or using our website and services, you agree to comply with these Terms of Service. Please read them carefully.

1. Eligibility

To use our services, you must be at least 18 years old and capable of entering into a legally binding agreement. By using LendingSim, you confirm that you meet these requirements.

2. Loan Applications

• All loan applications are subject to approval based on our eligibility criteria.
• Providing false or misleading information may result in denial of service.
• Loan amounts, interest rates, and repayment schedules will be clearly stated before you accept any agreement.

3. User Responsibilities

When using our platform, you agree to:

• Provide accurate and up-to-date information.
• Use the services only for lawful purposes.
• Repay loans according to the agreed schedule.
• Keep your account credentials secure and confidential.

4. Fees and Payments

All applicable fees, interest rates, and charges will be disclosed before you accept a loan. By proceeding, you agree to make timely payments as outlined in your loan agreement.

5. Prohibited Activities

You may not use our services to:

• Commit fraud or provide false information.
• Engage in illegal, abusive, or harmful activities.
• Attempt to disrupt or gain unauthorized access to our systems.

6. Intellectual Property

All content on LendingSim, including text, graphics, logos, and software, is owned or licensed by us and protected by copyright and intellectual property laws. You may not use, copy, or distribute our content without permission.

7. Limitation of Liability

LendingSim is not liable for any indirect, incidental, or consequential damages arising from the use of our services. We provide our platform “as is” without guarantees of uninterrupted or error-free access.

8. Changes to the Terms

We may update these Terms of Service at any time. Changes will be posted on this page, and continued use of our services constitutes acceptance of the revised terms.

9. Termination

We reserve the right to suspend or terminate your account if you violate these terms or engage in activities that may harm LendingSim or its users.

10. Contact Us

If you have any questions about these Terms of Service, please reach us at:

📧 Email: support@lendingsim.com